Key facts
- Apple only allows real money betting apps that are licensed where they are used and geo-restricted to those places; Google Play needs a licence for each country or state.
- Licensed apps cannot take online in-play bets on sport. In 2026 Tabcorp paid a $158,400 penalty after accepting 426 in-play bets on 32 tennis matches.
- Same Game Multis are pre-game only at TAB.
- Credit cards and crypto are banned in licensed apps; TAB's app supports PayID, debit cards, Apple Pay, Google Pay and PayPal.
- Apps make betting quick: at a 5% margin, ten $20 bets a week cost about $520 a year on average, thirty cost $1,560.
Who is allowed to have a betting app
Only licensed bookmakers can put a real money betting app in the Australian app stores. Apple's App Store Review Guideline 5.3.4 says apps offering real money gaming, sports betting and horse racing included, must have the necessary licensing and permissions where they are used, must be geo-restricted to those locations and must be free to download. Google Play requires a valid gambling licence for each country or state the app is distributed in, plus Google's own application process.
So the app in your store comes from a company that holds an Australian licence. Many of them are on the Northern Territory's register of licensed wagering operators, which is the quickest place to check the company behind an app. The full list of licensed bookmakers is in our betting sites Australia guide.
What a licensed betting app cannot do
Take in-play bets on sport
Online in-play sports betting is prohibited under the Interactive Gambling Act, with an exception for bets placed wholly by phone. A licensed app should close online betting on a sports match once it starts. The rule is enforced: ACMA found that Tabcorp had accepted 426 in-play bets across 32 tennis matches between February 2024 and June 2025, which Tabcorp put down to systems and communication issues with a third-party provider. It paid a $158,400 penalty.
Build multis on live games
TAB's Same Game Multi is available pre-game only. Our same game multi guide explains how the legs are priced.
Take credit or crypto
Since 11 June 2024, licensed wagering providers cannot accept credit cards, funds linked to a credit card (including digital wallets) or digital currency. A credit card saved in Apple Pay or Google Pay does not get around it.
Offer sign-up bonuses
Under the National Consumer Protection Framework, providers cannot offer incentives to open an account or to refer someone else. An app advertising a sign-up bonus to Australians is a reason to check its licence.
What a licensed app must give you
| Requirement | Where to find it in an app |
|---|---|
| Deposit limits you cannot raise on the spot | Account or responsible gambling settings |
| Monthly activity statements | Account history or email |
| Identity checked within 3 days of joining | Prompted when you open the account |
| BetStop information | Footer, menu or responsible gambling page |
Paying in and out in the app
Payment options in apps follow the same rules as the website. TAB's help centre, for example, covers deposits by PayID, debit card, Apple Pay, Google Pay and PayPal, and has separate guides for linking a bank account and withdrawing through the TAB app. Apple's Guideline 5.3.3 also stops betting apps using in-app purchases to sell betting credit, so deposits go through the bookmaker's own payment system, not your App Store account.
How to compare betting apps
The licensed apps share the same rules, so compare what actually differs:
- Prices. Convert odds to implied probability with the implied probability calculator and see which app builds less margin into the markets you bet.
- Markets. Racing depth, the sports you follow, exotic bets and multi options. Our guides to cricket, tennis and soccer betting show which rules settle each market.
- Withdrawals. How fast and by which methods. TAB's conditions of use say it will meet withdrawal requests within one business day.
- Tools. How easy it is to set a deposit limit, take a break and read your activity statement.
- The company. Ladbrokes and Neds, for example, are both Entain Group Pty Ltd on the register, so their apps are siblings. Our Neds review and Dabble review look at two of these brands in detail.
What betting from your phone costs
An app puts a bet two taps away, so how often you bet matters more than any feature. The average cost of betting is roughly the bookmaker's margin times what you bet. At a 5% margin, which is what a 1.90 and 1.90 head-to-head market works out to (our bookmaker margin guide shows the method):
| Habit | Bet a week | Average cost a week | Average cost a year |
|---|---|---|---|
| Ten $20 bets a week | $200 | $10 | $520 |
| Thirty $20 bets a week | $600 | $30 | $1,560 |
Pundit tip: turn off promotional push notifications in the app's settings. A bet you were not already planning is the one that costs most over a year.
Two more things to understand before you bet from your phone: cash out, where the app offers to settle your bet early at a price it chooses, and bankroll management, which sets how much you bet in the first place.
Offshore betting apps
An offshore bookmaker cannot meet the app stores' licence rules for Australia. If it offers Australians an app at all, it is a file to install from its website or a shortcut to the website. That skips the store's review and leaves you with an operator that has no Australian licence or complaints process. Our offshore betting sites Australia guide explains the risks.
Frequently asked questions
Are betting apps legal in Australia?
Yes, when the app belongs to a bookmaker licensed in an Australian state or territory. Apple's rules require real money betting apps to have the licences needed where they are used and to be geo-restricted to those places, and Google Play requires a gambling licence for each country or state.
Can I bet in-play on a betting app in Australia?
Not on sport. Online in-play sports betting is prohibited under the Interactive Gambling Act, with an exception for bets placed wholly by phone. Licensed apps close sports markets at the start, and ACMA penalised Tabcorp in 2026 for accepting 426 in-play bets.
What is the best betting app in Australia?
The one licensed, with the markets you bet, good prices, fast withdrawals and limit tools that are easy to find. Every licensed app must offer deposit limits, monthly statements and BetStop, so compare prices and payout speed rather than design.
Can I use a credit card in a betting app?
No. Since 11 June 2024, licensed wagering providers cannot accept credit cards, funds linked to a credit card including through Apple Pay or Google Pay, or crypto. Use a debit card, PayID or a bank transfer.
Are offshore betting apps safe to download?
An offshore bookmaker cannot meet the app stores' licence rules for Australia, so any app it offers Australians comes from outside the stores, as a file from its website. That skips the store's review and puts your phone, data and money with an unlicensed operator.
Related reading
Betting sites Betting bonuses Licensed Australian bookmakers have not been allowed to offer sign-up bonuses since 2019. Here is the rule, what bonus bets for existing customers are, and the maths on what one is really worth. Read more
Betting Arbitrage betting An arb covers every outcome across bookmakers for less than it pays back. Why the gap appears, how thin it is, what bookmaker terms allow, and the mistakes that turn an arb into a loss. Read more
Betting Brownlow betting The Brownlow is a market on a secret: votes already cast by the umpires, revealed on count night. That is why its integrity rules are unusual. Here is how the markets, the odds, the dead heats and the 2023 controls work. Read more
Betting Over under betting An over under bet ignores who wins and asks one question: will the total be higher or lower than the number? Here is how totals are set, what they cost and the rules that decide the close calls. Read more
Betting Quaddie A quaddie asks you to find the winners of four races. The cost grows fast as you add runners, the pool pays out after commission, and scratchings are handled by substitute. Here is the full maths. Read more
Betting Esports betting Esports markets look like any other sport until you price a best of three series. Here is how map handicaps and totals work, what the maths says, how integrity is policed and how to spot an illegal site. Read more Sources
Official pages we relied on. If anything here has changed, tell us via the contact page and we fix it.
- Apple: App Store Review Guidelines (5.3 Gaming, gambling and lotteries)
- Google Play Console Help: Real-money gambling, games and contests
- ACMA: Tabcorp penalty for illegal in-play sports bets (February 2026)
- TAB Help: Same Game Multi FAQs
- TAB Help: Deposits and withdrawals
- ACMA: Credit ban
- NT Racing and Wagering Commission: Licensed wagering operators
- Department of Social Services: Gambling reforms (National Consumer Protection Framework)